{"id":139,"date":"2025-12-05T22:39:00","date_gmt":"2025-12-05T11:39:00","guid":{"rendered":"http:\/\/nahil@citywidelpi.com.au"},"modified":"2026-08-10T08:52:15","modified_gmt":"2026-08-09T22:52:15","slug":"how-the-help-to-buy-scheme-could-help-you-buy-sooner-even-with-a-2-deposit","status":"publish","type":"post","link":"https:\/\/citywidelpi.com.au\/bankstown\/how-the-help-to-buy-scheme-could-help-you-buy-sooner-even-with-a-2-deposit\/","title":{"rendered":"How the Help to Buy Scheme Could Help You Buy Sooner \u2013 Even with a 2% Deposit"},"content":{"rendered":"<p><span data-hook=\"foreground-color\">If you\u2019ve been dreaming of owning your own home but feel stuck because of high prices and slow savings, you\u2019re not alone. For many people in South West Sydney, saving a 20% deposit feels out of reach. That\u2019s where the <\/span><strong><span data-hook=\"foreground-color\">new <\/span><\/strong><a class=\"aLBt9 OoU-J\" href=\"https:\/\/firsthomebuyers.gov.au\/australian-government-help-buy-scheme\" target=\"_blank\" rel=\"noopener\" data-hook=\"web-link\"><strong><u><span data-hook=\"foreground-color\">Help to Buy<\/span><\/u><\/strong><\/a><strong><span data-hook=\"foreground-color\"> scheme <\/span><\/strong><span data-hook=\"foreground-color\">can make a difference.<\/span><\/p>\n<p><span data-hook=\"foreground-color\">Launched on <\/span><strong><span data-hook=\"foreground-color\">5 December 2025<\/span><\/strong><span data-hook=\"foreground-color\">, this federal government initiative is designed to help eligible buyers purchase a home with as little as a <\/span><strong><span data-hook=\"foreground-color\">2% deposit<\/span><\/strong><span data-hook=\"foreground-color\">.<\/span><\/p>\n<h2><span data-hook=\"foreground-color\">What is the Help to Buy Scheme?<\/span><\/h2>\n<p><span data-hook=\"foreground-color\">Help to Buy is a <\/span><strong><span data-hook=\"foreground-color\">shared equity scheme<\/span><\/strong><span data-hook=\"foreground-color\">. That means the government contributes up to <\/span><strong><span data-hook=\"foreground-color\">40% of the property price for new homes<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0or <\/span><strong><span data-hook=\"foreground-color\">30% for existing homes<\/span><\/strong><span data-hook=\"foreground-color\">. In return, they hold that same percentage as equity in the house.<\/span><\/p>\n<p><span data-hook=\"foreground-color\">You still own and live in the home. The government doesn\u2019t charge rent or monthly payments for its share. When you eventually sell or refinance, you repay the government its percentage based on the home\u2019s value at that time.<\/span><\/p>\n<h3>A Simple Example<\/h3>\n<p><span data-hook=\"foreground-color\">Let\u2019s say you want to buy a $700,000 home:<\/span><\/p>\n<div>\n<ul id=\"jvj00216\" class=\"mC7BJ\">\n<li id=\"5zab3217\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">You contribute a 2% deposit = <\/span><strong><span data-hook=\"foreground-color\">$14,000<\/span><\/strong><\/li>\n<li id=\"fkyj3221\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">The government contributes 30% = <\/span><strong><span data-hook=\"foreground-color\">$210,000<\/span><\/strong><\/li>\n<li id=\"ee4vl225\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">You borrow the remaining 68% = <\/span><strong><span data-hook=\"foreground-color\">$476,000<\/span><\/strong><\/li>\n<\/ul>\n<\/div>\n<p><span data-hook=\"foreground-color\">Because you\u2019re borrowing less, your <\/span><strong><span data-hook=\"foreground-color\">monthly mortgage repayments are lower<\/span><\/strong><span data-hook=\"foreground-color\">, and you won\u2019t need to pay <\/span><strong><span data-hook=\"foreground-color\">lenders&#8217; mortgage insurance (LMI)<\/span><\/strong><span data-hook=\"foreground-color\">, which is often required for low-deposit loans.<\/span><\/p>\n<h2><span data-hook=\"foreground-color\">Who is Eligible?<\/span><\/h2>\n<p><span data-hook=\"foreground-color\">To access the scheme, you must:<\/span><\/p>\n<div>\n<ul id=\"65hzf239\" class=\"mC7BJ\">\n<li id=\"y6nbt240\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Be an Australian citizen aged 18 or over<\/span><\/li>\n<li id=\"ao680243\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Intend to live in the home (not an investment property)<\/span><\/li>\n<li id=\"uqw2y246\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Have a taxable income of <\/span><strong><span data-hook=\"foreground-color\">under $100,000 for singles<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0or <\/span><strong><span data-hook=\"foreground-color\">$160,000 for couples\/<\/span><span data-hook=\"background-color\">single parents<\/span><span data-hook=\"foreground-color\">.<\/span><\/strong><\/li>\n<li id=\"1zxbt254\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Not currently own property in Australia or overseas<\/span><\/li>\n<li id=\"4rg7r257\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Have saved <\/span><strong><span data-hook=\"foreground-color\">at least 2%<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0of the purchase price as a deposit<\/span><\/li>\n<\/ul>\n<\/div>\n<p><span data-hook=\"foreground-color\">There are also <\/span><strong><span data-hook=\"foreground-color\">property price caps<\/span><\/strong><span data-hook=\"foreground-color\">, which vary by region. In Sydney and surrounding areas, there is a maximum property price limit, so not every property will qualify.<\/span><\/p>\n<h2><span data-hook=\"foreground-color\">What Does This Mean for Monthly Repayments?<\/span><\/h2>\n<p><span data-hook=\"foreground-color\">Because the government is covering a significant portion of the purchase price, you\u2019re taking out a much smaller home loan.<\/span><\/p>\n<p><span data-hook=\"foreground-color\">That can mean\u00a0<\/span><\/p>\n<div>\n<ul id=\"2fcn4272\" class=\"mC7BJ\">\n<li id=\"ct7kf273\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Lower monthly mortgage repayments<\/span><\/li>\n<li id=\"zyiql276\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">No lender&#8217;s mortgage insurance (LMI) in many cases<\/span><\/li>\n<li id=\"3nhix279\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">A chance to enter the market sooner instead of waiting years to save a big deposit<\/span><\/li>\n<\/ul>\n<\/div>\n<p><span data-hook=\"foreground-color\">Lower repayments can also give you more breathing room to manage other living costs or build savings.<\/span><\/p>\n<h2><span data-hook=\"foreground-color\">How Is This Different from the First Home Guarantee \/ 5% Deposit Scheme Changes?<\/span><\/h2>\n<p><span data-hook=\"foreground-color\">You might have also seen news about changes from <\/span><strong><span data-hook=\"foreground-color\">1 October 2025<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0to what used to be called the <\/span><strong><span data-hook=\"foreground-color\">Home Guarantee Scheme<\/span><\/strong><span data-hook=\"foreground-color\">, now branded as the <\/span><strong><span data-hook=\"foreground-color\">Australian Government 5% Deposit Scheme<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0(often still referred to as the First Home Guarantee).<\/span><\/p>\n<p><span data-hook=\"foreground-color\">It\u2019s easy to mix them up, but they\u2019re <\/span><strong><span data-hook=\"foreground-color\">not the same thing<\/span><\/strong><span data-hook=\"foreground-color\">.\u00a0 Here\u2019s the simple breakdown:<\/span><\/p>\n<h4 id=\"gbkex298\" class=\"pT3-k twe2r\"><strong>1. Government role<\/strong><\/h4>\n<div>\n<ul id=\"0pczl300\" class=\"mC7BJ\">\n<li id=\"yg7pv301\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">Help to Buy:<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0The government becomes a <\/span><strong><span data-hook=\"foreground-color\">co-owner<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0with you. It takes an equity stake (up to 30\u201340%) and shares in future gains or losses when you sell or buy them out.<\/span><\/li>\n<li id=\"mrj9s307\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">5% Deposit Scheme (First Home Guarantee):<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0The government acts as a <\/span><strong><span data-hook=\"foreground-color\">guarantor<\/span><\/strong><span data-hook=\"foreground-color\">, not a co-owner. It guarantees up to 15% of the property\u2019s value so that you can buy with a 5% deposit (or 2% for single parents) without paying LMI. You still borrow 95\u201398% in your own name and repay the entire<\/span><strong><span data-hook=\"foreground-color\">\u00a0loan<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0yourself.<\/span><\/li>\n<\/ul>\n<\/div>\n<h4 id=\"i2i6e315\" class=\"pT3-k twe2r\"><strong>2. Deposit and spots<\/strong><\/h4>\n<div>\n<ul id=\"1f8ct317\" class=\"mC7BJ\">\n<li id=\"a5wh4318\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">Help to Buy:<\/span><\/strong>\n<div>\n<ul id=\"rgqdq321\" class=\"mC7BJ\">\n<li id=\"adzb0322\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">As little as <\/span><strong><span data-hook=\"foreground-color\">2% deposit<\/span><\/strong><\/li>\n<li id=\"csumd326\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">Limited places<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0(around 10,000 per year nationally)<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li id=\"e7cl1330\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">5% Deposit Scheme:<\/span><\/strong>\n<div>\n<ul id=\"kqvaf333\" class=\"mC7BJ\">\n<li id=\"bitf6334\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">5% deposit<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0for most first home buyers (2% for eligible single parents\/legal guardians)<\/span><\/li>\n<li id=\"3be8r338\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">From 1 October 2025, there are <\/span><strong><span data-hook=\"foreground-color\">unlimited places<\/span><\/strong><span data-hook=\"foreground-color\">, no waitlist and no income caps.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<h4 id=\"884l0343\" class=\"pT3-k twe2r\"><strong>3. Income and price caps<\/strong><\/h4>\n<div>\n<ul id=\"rmsvo345\" class=\"mC7BJ\">\n<li id=\"fzvla346\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">Help to Buy:<\/span><\/strong>\n<div>\n<ul id=\"dkmv4349\" class=\"mC7BJ\">\n<li id=\"5w4qn350\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Income caps apply (e.g. $100k single, $160k couple\/family)<\/span><\/li>\n<li id=\"evebd353\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Property price caps apply by region (with a set ceiling for Sydney)<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<li id=\"9nchx356\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">5% Deposit Scheme:<\/span><\/strong>\n<div>\n<ul id=\"bt6ys359\" class=\"mC7BJ\">\n<li id=\"8pk4o360\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">No income caps<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0after 1 October 2025<\/span><\/li>\n<li id=\"jolta364\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Higher price caps nationally (for example, Sydney caps have been lifted significantly under the new settings)<\/span><\/li>\n<\/ul>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<h4 id=\"hy8o8367\" class=\"pT3-k twe2r\"><strong>4. Lenders<\/strong><\/h4>\n<div>\n<ul id=\"ahi1a369\" class=\"mC7BJ\">\n<li id=\"uknnf370\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">Help to Buy (for now):<\/span><\/strong><span data-hook=\"foreground-color\">Currently available through a <\/span><strong><span data-hook=\"foreground-color\">very small number of lenders<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0\u2013 at the time of writing, <\/span><strong><span data-hook=\"foreground-color\">Commonwealth Bank<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0and <\/span><strong><span data-hook=\"foreground-color\">Bank Australia<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0have been named as participating lenders, with more expected to join in 2026.<\/span><\/li>\n<li id=\"6qf75380\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">5% Deposit Scheme:<\/span><\/strong><span data-hook=\"foreground-color\">Available through a <\/span><strong><span data-hook=\"foreground-color\">broad panel of more than 30 participating lenders<\/span><\/strong><span data-hook=\"foreground-color\">, including many major banks and credit unions.<\/span><\/li>\n<\/ul>\n<\/div>\n<p><strong><span data-hook=\"foreground-color\">In short:<\/span><\/strong><\/p>\n<div>\n<ul id=\"un0x7388\" class=\"mC7BJ\">\n<li id=\"8fhp4389\" class=\"fU8f2\" dir=\"auto\"><strong><span data-hook=\"foreground-color\">Help to Buy<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0is about the government <\/span><strong><span data-hook=\"foreground-color\">co-investing<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0with you, so you borrow less.<\/span><\/li>\n<li id=\"d0w6f395\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">The <\/span><strong><span data-hook=\"foreground-color\">5% Deposit Scheme<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0is about the government <\/span><strong><span data-hook=\"foreground-color\">backing your loan so that<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0you can buy with a smaller deposit and no LMI, but you still carry the full debt.<\/span><\/li>\n<\/ul>\n<\/div>\n<p><span data-hook=\"foreground-color\">Both aim to make buying easier, but they work differently and will suit different people. You can read more about the <\/span><a class=\"aLBt9 OoU-J\" href=\"\/post\/first-home-guarantee-changes-from-1-october-2025-what-it-means-for-new-homebuyers\" target=\"_blank\" rel=\"noopener\" data-hook=\"web-link\"><u><span data-hook=\"foreground-color\">amended first home buyers guarantee here<\/span><\/u><\/a><u><span data-hook=\"foreground-color\">.<\/span><\/u><\/p>\n<h2><span data-hook=\"foreground-color\">What to Keep in Mind<\/span><\/h2>\n<p><span data-hook=\"foreground-color\">The scheme has real benefits, but it\u2019s important to understand the trade-offs:<\/span><\/p>\n<div>\n<ul id=\"87jso408\" class=\"mC7BJ\">\n<li id=\"jc0oe409\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">You\u2019ll eventually need to <\/span><strong><span data-hook=\"foreground-color\">repay the government\u2019s share<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0when you sell, refinance, or choose to buy them out<\/span><\/li>\n<li id=\"sup9y414\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">The government\u2019s equity share goes <\/span><strong><span data-hook=\"foreground-color\">up or down with the property\u2019s value<\/span><\/strong><\/li>\n<li id=\"w067s418\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">You still need to meet standard lending criteria with a participating bank or lender<\/span><\/li>\n<li id=\"ah669421\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Other costs like <\/span><strong><span data-hook=\"foreground-color\">stamp duty, legal fees and moving costs<\/span><\/strong><span data-hook=\"foreground-color\">\u00a0may still apply<\/span><\/li>\n<\/ul>\n<\/div>\n<p><span data-hook=\"foreground-color\">This is a big financial decision. Treat Help to Buy as one option to explore, not an automatic \u201cyes\u201d.<\/span><\/p>\n<h2><span data-hook=\"foreground-color\">How Citywide LPI Bankstown Can Help<\/span><\/h2>\n<p><span data-hook=\"foreground-color\">If you\u2019re wondering whether you qualify or how this scheme could work in your situation, we\u2019re here to help.<\/span><\/p>\n<p><span data-hook=\"foreground-color\">At Citywide LPI Bankstown, we help everyday people gain clarity about their options and take smart steps toward home ownership. We can help you:<\/span><\/p>\n<div>\n<ul id=\"s0kcq434\" class=\"mC7BJ\">\n<li id=\"oy7il435\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Check your eligibility for schemes like Help to Buy<\/span><\/li>\n<li id=\"fg3x1438\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Understand the pros and cons of shared equity<\/span><\/li>\n<li id=\"7675y441\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Explain which lenders are currently participating<\/span><\/li>\n<li id=\"o4tpv444\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Get your paperwork and finances ready if you decide to explore an application in the future<\/span><\/li>\n<li id=\"wjecb447\" class=\"fU8f2\" dir=\"auto\"><span data-hook=\"foreground-color\">Put together a plan if you\u2019re <\/span><strong><span data-hook=\"foreground-color\">not quite ready yet<\/span><\/strong><span data-hook=\"foreground-color\">, including improving your credit or savings position<\/span><\/li>\n<\/ul>\n<\/div>\n<p><span data-hook=\"foreground-color\">We know South West Sydney. We understand the pressures, the diversity and the goals families in our area are working towards.<\/span><\/p>\n<h2><strong><span data-hook=\"foreground-color\">Let\u2019s Talk<\/span><\/strong><\/h2>\n<p><span data-hook=\"foreground-color\">This could be your opportunity to get into the market sooner \u2013 and with much less upfront.<\/span><\/p>\n<p><a class=\"aLBt9 OoU-J\" href=\"\/contact-us\" target=\"_top\" rel=\" noopener\" data-hook=\"web-link\"><strong><u><span data-hook=\"foreground-color\">Book a chat with our team<\/span><\/u><\/strong><\/a><strong><span data-hook=\"foreground-color\"> today to talk through your home ownership options and see whether schemes like Help to Buy might suit you in the future.<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve been dreaming of owning your own home but feel stuck because of high prices and slow savings, you\u2019re not alone. For many people in South West Sydney, saving a 20% deposit feels out of reach. That\u2019s where the new Help to Buy scheme can make a difference. Launched on 5 December 2025, this [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":147,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[117],"tags":[],"class_list":["post-139","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-loans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How the Help to Buy Scheme Could Help You Buy Sooner \u2013 Even with a 2% Deposit - Citywide LPI Bankstown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/citywidelpi.com.au\/bankstown\/how-the-help-to-buy-scheme-could-help-you-buy-sooner-even-with-a-2-deposit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How the Help to Buy Scheme Could Help You Buy Sooner \u2013 Even with a 2% Deposit - Citywide LPI Bankstown\" \/>\n<meta property=\"og:description\" content=\"If you\u2019ve been dreaming of owning your own home but feel stuck because of high prices and slow savings, you\u2019re not alone. For many people in South West Sydney, saving a 20% deposit feels out of reach. That\u2019s where the new Help to Buy scheme can make a difference. Launched on 5 December 2025, this [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/citywidelpi.com.au\/bankstown\/how-the-help-to-buy-scheme-could-help-you-buy-sooner-even-with-a-2-deposit\/\" \/>\n<meta property=\"og:site_name\" content=\"Citywide LPI Bankstown\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/people\/Nahil-Chidiac-Mortgage-Finance-Broker\/100090426572173\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-05T11:39:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-09T22:52:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/citywidelpi.com.au\/bankstown\/wp-content\/uploads\/sites\/4\/2026\/07\/8bec90_87a5bc505229408ebcc4a7c8c90aa7a2mv2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"nahil\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"nahil\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How the Help to Buy Scheme Could Help You Buy Sooner \u2013 Even with a 2% Deposit - Citywide LPI Bankstown","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/citywidelpi.com.au\/bankstown\/how-the-help-to-buy-scheme-could-help-you-buy-sooner-even-with-a-2-deposit\/","og_locale":"en_US","og_type":"article","og_title":"How the Help to Buy Scheme Could Help You Buy Sooner \u2013 Even with a 2% Deposit - Citywide LPI Bankstown","og_description":"If you\u2019ve been dreaming of owning your own home but feel stuck because of high prices and slow savings, you\u2019re not alone. For many people in South West Sydney, saving a 20% deposit feels out of reach. That\u2019s where the new Help to Buy scheme can make a difference. 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